What are Paw Protect’s waiting periods?
Waiting periods start on your policy effective date. Then after your waiting period has passed, your coverage starts and you’ll be able to submit claims moving forward.
There is a two-week illness waiting period which begins on your policies’ effective date.
Enjoy peace of mind of knowing that accident coverage begins on your policy’s effective date, with no extra waiting periods for unexpected mishaps.
Orthopedic conditions have additional waiting or exclusion periods that vary by state.
Can I make a claim during the waiting period?
Unfortunately not, as waiting periods by definition are the time you have to wait before making a claim. Even if your pet develops symptoms or an unforeseeable emergency during this time, you will not be covered.
Mandatory vet visit
Your pet must have been seen by a licensed vet in the past 12 months as part of your policy terms and conditions. You will also need to have access to your pet’s exam record. If your pet hasn’t seen a vet in this time frame, you are required to visit your veterinarian within the first 14 days of your pet’s policy before coverage begins. You will need to provide proof of this exam before making a claim and it will need to contain medical findings so spay/neuter or vaccine clinics may not qualify. Please contact us with any questions you may have.