Paw Protect vs ASPCA Pet Health Insurance: Verdict
Paw Protect is a recently established pet insurance provider that pays its share of covered vet bills to customers while they’re still at the vet, meaning customers don’t have to use their own money to pay vet bills upfront. ASPCA Pet Health Insurance, which has been around since 2006, makes its customers pay the whole bill upfront themselves before reimbursing them.
Both cover diagnostics and behavioral therapies, but Paw Protect also offers a useful 24/7 vet telehealth line for instant expert advice.
Here’s how they shape up in more detail:
Can pay vet bills upfront | ||
---|---|---|
Annual coverage options | $5000, $10,000, Unlimited | $2,500, $4,000, $7,000, $10,000 |
Deductible options | $100, $250, $500 | $100, $250, $500 |
Reimbursement options | 70%, 80%, 90% | 70%, 80%, 90% |
Illness coverage start | 14 days | 14 days |
Maximum age at sign-up | Coverage (14 years) and Accident only (14+ years) | No maximum |
Vet exam fees included | ||
Dental accidents covered | ||
Dental illness covered | ||
Wellness plan offered | ||
24/7 Telehealth | ||
End of life coverage included | ||
10% Multi-pet discount | ||
Military discount |