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Paw Protect vs Healthy Paws

Paw Protect vs Healthy Paws: Verdict

Paw Protect can help you pay vet bills upfront by sending you the money to pay covered claims while you’re at the vet. Paw Protect’s coverage also includes a 10% multi-pet discount and a 24/7 pet telehealth line, which Healthy Paws doesn’t. 

Here’s more info on how these two insurers compare:

PawHealthy
Can pay vet bills upfront
Annual coverage options$5000, $10,000, UnlimitedUnlimited
Deductible options$100, $250, $500$250, $500, $750, $1,000
Reimbursement options70%, 80%, 90%50%, 60%, 70%, 80%
Illness coverage start14 days15 days
Maximum age at sign-upCoverage (14 years) and Accident only (14+ years)13 years
Vet exam fees included
Dental accidents covered
Dental illness covered
Wellness plan offered
24/7 Telehealth
End of life coverage included
10% Multi-pet discount
Military discount

Information correct as of May 2023

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Paw Protect vs Healthy Paws: Claims process

Paw Protect is the only pet insurance company that can send you the money to pay covered vet bills upfront directly to your bank account – while you’re at the vet! It couldn’t be simpler: when you get your vet bill you just call Paw Protect and once they’ve approved your claim, they send the money for their share of the vet bill straight to your bank account. All you have to do is cover your out-of-pocket expenses.

With Healthy Paws, you pay up front out of your own pocket, photograph your vet bill, and submit it through a mobile app or online. In some situations, Healthy Paws might be able to pay your vet directly, although the paperwork required could cause a crucial delay to treatment.

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