Paw Protect vs Pumpkin: Verdict
Paw Protect and Pumpkin are two fairly new companies in the pet insurance space. You get a little more flexibility with Paw Protect’s three choices of 70%, 80% and 90% reimbursement percentages, while Pumpkin’s is fixed at 90%. Paw Protect also offers a 24/7 pet telehealth line.
Here’s how the two insurers compare in more detail:
Annual coverage options | $5000, $10,000, Unlimited | $10,000, $20,000, Unlimited |
---|---|---|
Deductible options | $100, $250, $500 | $100, $250, $500, $1,000 |
Reimbursement options | 70%, 80%, 90% | 90% |
Coverage start | 14 days | 14 days |
Maximum age at sign-up | 5 years accident and illness | No maximum |
Vet exam fees included | ||
Dental accidents covered | ||
Dental illness covered | ||
Wellness plan offered | ||
24/7 Telehealth | ||
End of life coverage included | ||
10% Multi-pet discount | ||
Military discount |
Information correct as of May 2023
Paw Protect vs Pumpkin: Claims process
Paw Protect and Pumpkin operate like traditional pet insurance companies here, meaning you pay the bill up front, then claim and wait for it to be processed before getting your money back. Both have a good reputation for timely and efficient processing and payment.
